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Insurance For Your Vietnam Motorbike Tours – Vietnam Motorbike Hanoi Rental

INSURANCE FOR YOUR VIETNAM MOTORBIKE TOURS

If you want to be fully covered while riding motorbikes in Vietnam, you need the following insurance policies:
(1) personal medical insurance
(2) third party liability insurance and
(3) bike insurance

We will go over the details to help you understand the risks and how to have safe motorbiking experience in Vietnam.

Personal Medical Insurance

This is the most important insurance that we recommend all riders to Vietnam to purchase it. It covers you when you have accidents and get injured.

As you can’t get a local license with tourist visas. Even if you have business visas, you need a company to sponsor you and wait 7-10 days after you arrive in Vietnam to do paperwork. This means near impossible to get a local license. Therefore, you can’t buy any personal medical insurance from Vietnam companies.

Luckily, you can buy this personal medical insurance policy from companies like Allianz, CHI or World Nomads…or on Lonely Planet website. They only request your country or international motorbike driving license. In this case, yourself will be fully covered if something happens.

Third Party Insurance

This policy covers the third parties when accidents happen. It’s very cheap to buy this in Vietnam, around 4$US/year!

You need to have a Vietnamese motorbike driving license but as explained above it’s near impossible.

The best way is to ride on guided motorbike tours and our guides will lead you through safely and arrange (best without police involvement). He finds out how much you pay if you hit somebody.

FYI, the most a customer had to pay was 600$US when he hit a young local girl and broke her leg. If you do a self-guided trip, call us right after you hit anyone. We can talk and solve the situation as soon as we can.

Even local Vietnamese people wouldn’t use this policy to claim insurance because the coverage is very little (about 1,800$US). When accidents happen we just talk and find out how much to pay. If the police come, they allow the involved parties to solve the incident before they file anything.

Bike Insurance

This is not really necessary. Manual clutch touring bikes are not popular in Vietnam. Vietnamese people like scooters (al least 90% of bikes in Vietnam).

Please use a parking where you pay small fees (25-50 cents) to keep the rental bikes. Take the key with you and you will be safe.

You can buy this insurance if you want but it’s not cheap – about 50$US.

To know whether a self-guided or guided tour is better for you, please follow this link.

Just contact us if you still have more questions about your Vietnam motorbike tours.

Other Essential Things

Safety riding gear 
Motorbike lesson
Driving license
Things to bring
Mechanic basics
Terminology
Travel documents

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  1. Nathan Lee Reply

    I have a UK licence which I can ride a motorbike up to 125cc with L plates (learner plates displayed). if I get an IDP am I legal to ride a 110cc bike in Vietnam?

    • Anh Wu Reply

      Hello Nathan. Sadly, both UK license and UK-issued IDP are not accepted in Vietnam due to the different Conventions our countries signed. Accept the risk because you are not legal in any way here but who cares? Make sure your riding skills are good, CBT license holders from UK are in fact some of the worst riders we’ve ever seen.

  2. Ben Reply

    It’s easy to get a driver license in Vietnam!
    U must let translate your driving licenses and after that go to the traffic office.
    In 7 days you have your Vietnamese driving license.
    The only thing u need is a visa for 3 months.
    I did this September 2017.

    • Anh Wu Reply

      Hello Ben. You must also need to notarize all papers like passport, home country driving license and have a business visa. Tourist visa holders can’t get a local license or they have to pay a lot (around 200$US) for a service company to arrange a license. In addition, not many of our customers have 7-10 days to wait for a local license.

  3. Sue Reply

    There is NO insurance policy that covers Australian riders in Vietnam. It doesnt matter whether you have IDL or Home licence….the rules for travel insurance state “If you act illegally/break law of country you are in. YOU ARE NOT COVERED” So even though Viet police dont care, the bike hire shop doesnt care…your insurance company will! If you get hurt you are on your own.
    I cant believe the Vietnamese Govt hasnt cottoned on to what a money maker this could be….every rider must have “Visitor Licence” @ ,say, 50$ USD pp plus the revenue from fines from NOT having this licence!!!!

    • Anh Wu Reply

      Hello Sue. You are right. Australia signed 1949 Convention while Vietnam signed 1968 Convention. Therefore, both Australian or IDP are not legal in Vietnam. Unfortunately, Vietnam is not that flexible and there are nearly FIFTY MILLION motorbikes in the country for nearly ONE HUNDRED MILLION people. FYI, Australia is 23.2 times larger than Vietnam! You know how traffic will be. So the government won’t need more foreign riders and those who want to experience Vietnam on two wheel will need to accept this risk or try to get the 1968 Convention IDPs.

  4. Bart Reply

    There is a Dutch guy (Tim Valk) who got into an accident outside his fault and the victim died of his injuries. He was on a motorscooter and went to jail. His family had a fundraiser to raise money (several thousands of euros) to pay the family of the deceased man. After this he was released. So it is illegal to drive a motorcycle in Vietnam without a license and you will go to jail if you hit somebody.

    • Anh Wu Reply

      Thank you for your info. Honestly, first the authorities will let the two sides to discuss before they take any legal action. In Tim’s case I suspected that he didn’t want to pay anything (as you said outside his fault). Things could have been arranged in a much easier way. Now the 1968 Convention (not 1949 Convention) international driving license is accepted in Vietnam, bring that and your country driving license and you will be riding legally in Vietnam.

  5. Martin barry Reply

    I have a A2 Cambodian bike licence. Is this licence legal in Vietnam?

    • Anh Wu Reply

      Sadly, the answer is no. You must have 1968 Convention international driving license (not even the 1949 Convention) or Vietnamese driving license.

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